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UK Take-Home Pay Calculator 2025/26 — Salary After Tax

See exactly what lands in your account each month. Enter your salary and this calculator strips out Income Tax, National Insurance, pension and student loan to show your real take-home pay — for England, Wales and Northern Ireland, plus the Scottish tax bands.

Income Tax, NI, pension and student loan — broken down to the pound
Salary-sacrifice vs net-pay pensions, and the £100k “60% trap”
View per year, month or week — with your true marginal rate
Supports all UK student loan plans and the Postgraduate Loan

This interactive calculator requires JavaScript. Please enable it to run your figures. Estimates based on 2025/26 UK rates — not financial advice. Actual Maths, a product of Asantagram Ltd.